ICS BUSINESS FUNDING AGENCY SINGAPORE
We help SMEs take their business to the next level and navigate safely through uncertain business climates. From industries that require light financing to companies that embark on huge projects and intensive expansion phases, we tailor the perfect financing solution for your company’s growth.
We work with banks and financial institutions to negotiate competitive financing facilities for you, whether it’s term loans, machinery and equipment financing, or a commercial property loan. Our wide network of relationships with banks and financial institutions means that you not only have a higher chance of securing a facility, but you also get highly competitive rates. We were awarded the Valued Partner Award certification by OCBC in 2018/2019, as a mark of our long-term support and partnership with OCBC.
BUSINESS FINANCING FACILITATION
Working Capital Loan
SME Working Capital Loan (WCL) allows local SMEs to apply for loans of up to S$600,000 for loan tenure of up to five years.
Micro Loan
Micro Loan gives local SMEs funding for expansion with a maximum loan quantum of SGD $100,000 for up to 4 years from 5.5% p.a.
Business Term Loan
For companies looking to boost daily business operations and improve cashflow, this collateral-free loan is capped at SGD $500,000.
Overdraft
A revolving line of credit that allows businesses to utilize cash and pump it back into investment, with interest charged only on what you spend.
Floor Stock Financing
A short-term revolving credit facility tailored to auto dealers which frees up some of the cash tied up in floor stock.
Import Financing
Build trust with a letter of credit or optimize cash flow by letting the financial institution pay for your goods first.
Property Loan
Gear up for the next stage of expansion with a commercial property loan to finance your office unit, warehouse or retail space.
Private Funding
Use B2B funding to bankroll your company’s success, even if you’re looking for extremely short-term financing for 3–12 months.
Project Financing
Finance large-scale projects such as infrastructure, utilities, oil and gas with a financing solution that will make you and your investors happy.
Factoring
Get your cash flow running like a lean, mean machine with factoring, which lets you convert your receivables to cash.
Equipment Financing
Expand as aggressively as you want with equipment financing of up to 90% financing for 7 years on a flat-rate loan.
